SmartCapitalist.com

Mobile ATM MachineSunday, April 15, 2007Throughout your career you may need to plan an event that needs an ATM. For instance, you might be planning a festival, convention, or other large event. To attract and appease v...

Importance of Automatic SavingsSunday, February 25, 2007Many people’s budget revolves exactly around what they earn and what is in the bank right now. If this sounds like you, then it is possible that you need to enlist in some automat...

The Cost of ProgressSaturday, December 30, 2006Over the last few months I have been working in Atlanta and living in a corporate dorm. The upside is that without any living expenses, I have been able to invest copious amounts ...

Value InvestingTuesday, November 28, 2006The investment strategy that most fits my personality is value investing. The style is made famous by Warren Buffett who tries to buy companies that the stock market does not valu...

Investing in Cash CowsThursday, November 23, 2006While the market goes crazy about technology stocks, energy, and pharmaceuticals, there are many industries that are not making the headlines. These companies are just trudging aw...

Planning for RetirementFriday, November 10, 2006I recently acquired my first real job. Since everyone knows it is never too early to plan for retirement I decided I am going to start working towards my retirement goals right no...

Setting Operational GoalsTuesday, November 07, 2006Many budding, and often existing entrepreneurs fall into the trap of always setting goals and judging success by monetary measures. It is really easy to fall into this trap, after...

Adding Value to your BusinessTuesday, November 07, 2006Typically I believe most new entrepreneurs are more concerned with growing income and profits than they are with adding value to the company. It is very important to focus on or a...

Buying a FranchiseSunday, July 23, 2006If you want to start a business, but either don't know what to do, or you don’t want to go in alone, then buying a franchise may be right for you. There are several advantages to ...

Basics of Net Present ValueThursday, June 29, 2006The basic idea of the net present value is that $100 now is better than $100 in 5 years because over 5 years that $100 would have a chance to grow. Now knowing that $100 now is be...

Automated Apartment Pricing TechnologyWednesday, June 28, 2006Typically apartments are priced by property managers who will probably not want to raise rents at a fast rate, because they would risk vacancies. These managers will be hesitant e...

Myspace Ad OfferingsWednesday, June 21, 2006I was reading in the wsj today about how advertisers such as Disney are nervous about advertising on MySpace because of content that can be on individual pages. However, MySpace b...

Evaluating Stocks Based on Dividend GrowthMonday, June 12, 2006Some investors love stocks that come with high or above average dividends. These dividends can greatly increase your earnings over time with reinvestment programs. I personally t...

The Intelligent Investor’s View of Acquiring SitesSaturday, June 10, 2006I have been on the move for acquiring sites the past few months. I have found that there are more junk sites for sale than any other. A lot of people list sites with “growth pote...

Investing BlogSunday, May 28, 2006My friend that runs pftalk also runs an investing blog with the almost too-easy-to-remember domain: investingblog.com. If you cannot remember that name, then I don't really know ...

Getting Distracted by ForumsThursday, May 11, 2006I doubt I am alone in this problem, but I have a huge problem of going starting off the day by first checking my stats, then my emails, then I check out the forums. By the time I ...

Does a Tax Cut Help the Economy?Wednesday, May 10, 2006The question of today is whether a tax cut actually helps the economy. To be more precise, I am talking about a tax cut without a proper cut in government spending to correspond. ...

Discounting Stock to Present ValueWednesday, May 10, 2006There are a lot of methods for deciding how much you will want to pay for stock in a company. Warren Buffett discounts cash flows of the whole business back to present value, and ...

A Second Look at Prosper.comWednesday, May 03, 2006The first thing I took into account is that there are still people using prosper, and they are out in force. Both on the lending side, and the borrowing side. When I initially re...

Personal Finance GuideMonday, May 01, 2006From my friend, the owner of Personal Finance Forums, is Personal Finance Guide. He publishes very in depth articles on topics that are associated with personal finances. Some of...

Personal Finance ForumsSunday, April 30, 2006There are several good finance forums on the web, but one that requires an additional look is pftalk. They have forums for financial planning, tax preparation, stocks, retirement ...

Tenant In CommonFriday, April 21, 2006Tenants in Common is an investment vehicle that allows a group of investors to purchase real estate. While it has other uses relating to inheritance, this article is going to focu...

Wall Street Journal Weekend EditionSaturday, April 15, 2006I recently subscribed to The Wall Street Journal and it seems that they make a big deal about their weekend edition. There are all kinds of references to it, such as on the wrappe...

Motivation to Create SitesMonday, April 10, 2006I have seen many posts about motivation, and what they think motivates them better. Well, I am not going to lie, I often lose motivation to work on my sites. As you can see, ther...

Setting Goals and Developing a PlanThursday, March 30, 2006I think people often overlook the importance of the correlation between a plan and goals in personal finance. Often times I talk to people who have a goal that is set really high,...

Financial Analysis of New HouseSunday, March 26, 2006It has been a long time since I have posted last. The reason for this is that I recently moved out of my apartment, and bought a house. It is near a college campus, and I rent ou...

New Features at Smart CapitalistMonday, March 13, 2006I would like to take this time to make you aware of some of the new features to this site. First, I have added a directory, which has a link to the right. Second, I added a forum...

The Buffett RationalFriday, March 10, 2006Warren Buffett seems to be the master at investing in boring companies. He often times invests in “textbook” companies like Coca Cola, Washington Post, and Insurance Companies. T...

Selling Too Much?Tuesday, March 07, 2006Many businesses, especially public corporations, believe that more sales are better. Then, so long as they are above break-even point, they are happy. This school of thought is v...

Importance of NetworkingThursday, March 02, 2006We all have heard about the importance of networking when applying for jobs, or moving up in a corporate environment. But would you consider networking to be important for investi...

Short of Money?Sunday, February 26, 2006Three Ideas to Raise Capital If you have a business idea that needs more capital than you currently have, or want to get into real estate and do not have sufficient money, I hav...

Initial Thoughts on ProsperFriday, February 24, 2006Prosper.com released as a sort of ebay of loans. How it works is the borrower signs up and goes through a formal screening process similar to what most banks have. After their cr...

Looking at Investment PropertiesSaturday, February 18, 2006After you have surveyed the neighborhood and found a realtor, it is time to start looking at properties. Once you let your realtor know what you are looking for, they will probabl...

Dow Pushes Above 11000Tuesday, February 14, 2006Today we are going to take a break from real estate and take another look at the stock market. No particular reason, I just did not feel like writing about looking at properties t...

Finding A RealtorMonday, February 13, 2006You may be considering looking for a property on your own, or calling the number for a property you are interested in and talking directly to the realtor. However, you must realize...

Starting In Real EstateSunday, February 12, 2006I have not posted in a while, but that is partially because I just purchased my first investment property at age 19. It was very important for me, because not only am I going to u...

Avoiding PMITuesday, February 07, 2006When investing in a house, you will find that a bank will charge you PMI (Private Mortgage Insurance) on anything beyond an 80% mortgage. This Private Mortgage Insurance accounts ...

Trying not to Lose on Wall StreetThursday, February 02, 2006If you are either investing in stocks, or are looking into becoming an investor, there are several things you need to watch out for. Keep in mind that I am writing this article fr...

Profiting from shorting stockSaturday, January 28, 2006So you may understand how the market works with a bullish outlook, but do not really understand how to profit from a bearish market. One of the tools of the grisly is to short a s...

Using ROI to Compare Real EstateThursday, January 26, 2006If you have ever went around looking at investment properties, you probably realize that comparing two reasonable deals is often hard to do. That is why investors in the real esta...

Profit when BuyingTuesday, January 24, 2006A lot of real estate and stock investors get over zealous and buy at the wrong time for a price that is more than the investment is worth. Then they claim that it will go up over ...

How Stocks Correlate with Interest RatesMonday, January 23, 2006You may have heard analysts talking about correlations, how events affect stocks, or covariance in the past. What this means is the stock price is dependant on several factors. S...

Interest Rates Effect on MREITsTuesday, January 17, 2006The raising interest rates have had quite an impact on the real estate market. The interest rate hikes affect the MREITs very severely. There are many cases where MREIT's have we...

Calculating Net Operating IncomeFriday, January 13, 2006So lets say you have been looking into getting into real estate now, but you just do not know how to value income properties from one to the other. You want to know what makes one...

Welcome to Smartcapitalist.comThursday, January 12, 2006This is my first post to smartcapitalist.com. I am a student in the USA and will be writing articles and comments related to capitalism in the us and the global market. Subjects ...